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Frequently Asked Questions
Do not hesitate to contact us should you have additional questions

Because Rudolph Incorporated works directly with dealerships and not the public, you must go to one of our approved dealers to submit an application for a car loan. Click here to contact us in order to obtain a list of dealers in your area!

No, you must have full coverage insurance on your vehicle throughout the entire duration of your loan. You cannot have more than a $1000 deductible on comprehensive or collision. Rudolph Inc., must be listed as lienholder on the policy.

Making your car payments on time is the only way to boost your credit score. When you have negative information on your credit report, creditors see you as less responsible and are less likely to give you a loan or line of credit. Having a car loan on your credit in good standing will help creditors see how responsible you are.

You need to apply directly with a dealership we work with to find out. Click here to contact us.

Contact your authorized dealer today to find out.

The best thing you can do is keep in contact with Rudolph Incorporated. Contact us right away to setup a payment arrangement for that month.

Because Rudolph Incorporated gives consumers with less than perfect credit a second chance, your payment is due on your due date.

Not necessarily. We make every effort to work with consumers. The best thing you can do is keep in contact with us.

A repossession is the action of regaining possession of collateral, securing a loan that is in default. Rudolph Incorporated funds the loan for the vehicle you want. You pay Rudolph Incorporated installment payments for this vehicle. If you do not pay, we take possession (or repossess) the vehicle.

When you apply for a car loan through a dealership we work with, they will go over this information with you.

Payment options are easy! Click Here to make a payment online.  You may also call (707) 584-1100 and make a payment over the phone, but a $5 fee is charged. We accept checks, money orders, and cashier checks mailed to Rudolph Incorporated PO Box 750999 Petaluma, CA 94975. We also accept MoneyGram. Our receiving code is 5228. Click Here to find a MoneyGram location near you. We also accept payments in person (including cash) at our physical location. Click Here for a map of our location.

Of course. Our physical address is 737 Southpoint Blvd Suite A Petaluma, CA 94954. We are open Monday through Friday 8 am-5 pm.

737 Southpoint Blvd, Suite A

Petaluma, CA 94954

Click here to get directions »

We do not offer in house refinancing, but you are more than welcome to obtain a lender of your choice to refinance your current installment loan with Rudolph Incorporated.

No. When you sign the auto loan contract that shows your due date, you may not change the due date. Contact us to make a payment arrangement.

Absolutely not! Here at Rudolph Incorporated, we offer NO PENALTY FEES for early payoff of your loan! When you pay off early you’re saving money by paying less interest, too!

 Rudolph Incorporated reports to all three major bureaus every month.

We work directly with dealerships. Contact us to find a dealer near you.

Having an auto loan is an excellent choice for rebuilding credit or getting started as a borrower for a few reasons. A car loan is listed as an installment loan on your credit. An installment loan is a loan repaid with interest in equal periodic payments. Paying your car payment on time will show that you are responsible in paying your bills when potential creditors look at your reports.

Car payments are flexible with Rudolph Incorporated! There are no penalties to pay off your loan early. Paying off early not only saves you money on interest, it boosts your credit score faster!

Nobody is perfect, that’s for sure. Having less than perfect credit can make you look dangerously bad when applying for a car loan. Here at Rudolph Incorporated, we know people make mistakes. We also know people deserve a second chance. A second chance to get back on the road of life.